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Don't let this "non-profit" fool you.
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These people will scam you out of your money meant for creditors. They keep a large portion of your payment for their profit. You are better off contacting your creditors yourself and setting up a payment plan with them. I signed up with Delray, then canceled
before any work was done. They kept a $170 "fee" and kept that money which was not for them, but for my creditors. Beware of this company. Update: They refunded all my money, but only after I filed a BBB complaint. I shouldn't have had to argue with them and
file a formal complaint for them to do the right thing in the first place.
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